Additional Services

  • Brokered CDs Certificate of deposit of a commercial bank or savings and loan that is sold though an intermediary rather than directly by the savings institution itself.

  • Foreign Issues By a company incorporated in a foreign country, as opposed to investments in shares of local companies by foreign entities. An important feature of an increasingly globalized economic system.

  • Exchange Traded Funds (ETFs)- Investment fund traded on stock exchanges, much like stocks.  Most ETFs track an index or sector.

  • UITs  Unit Investment Trust; an unmanaged portfolio of investments put together by an investment adviser and sold in units to investors by brokers.

  • REITs Real Estate Investment Trust; a trust that purchases and manages real estate and real estate loans and sells shares.

  • Options Contract that permits the owner, depending on the type of option held, to purchase or sell an asset at a fixed price until a specified date.

  • Custodial Account Account which is created for the benefit of a minor, usually at a bank, mutual fund, or brokerage, with an adult as the person who holds and safeguards the assets for them.

  • Fiduciary Person legally appointed and authorized to hold assets in trust for another person. The fiduciary manages the assets for the benefit of the other person rather than for his or her own profits.

  • Restricted Stock Insider holdings that are under some other kind of sales restriction.  Restricted stock must be traded in compliance with special SEC regulations.


Securities and insurance products are offered by Cetera Investment Services, Inc. member FINRA/SIPC 5217500000104429.  Cetera Investment Services is a registered broker-dealer, registered investment adviser, and licensed insurance agency.  Cetera is not affiliated with First Tuskegee Bank or its related companies. Securities and insurance products offered by Cetera are not FDIC insured, may go down in value, not bank guaranteed, not a deposit and are not insured by any federal government agency.

Advisory services may only be offered by Investment Adviser Representatives in connection with an appropriate Cetera Advisory Services Agreement and disclosure brochure as provided.

View CETERA privacy policy and other important information.

Cetera Registered Representatives are registered to conduct securities business and licensed to conduct insurance business in limited states. Response to, or contact with residents of other states will only be made upon compliance with applicable licensing and registration requirements. The information in this website is for U.S. residents only and does not constitute an offer to sell, or a solicitation of an offer to purchase brokerage services to persons outside of the United States.

For a comprehensive review of your personal situation, consult your tax Advisor. Neither Cetera, nor any of its representatives, may give tax advice.

Mutual Funds, Variable Annuities and UITs are sold by prospectus. Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus contains this and other information about the investment company. A prospectus is available from an Investment Executive. Please read the prospectus carefully before investing.