Personal Checking

Regular Checking

  • Unlimited check writing.
  • Free Internet Banking and Bill Pay.
  • Free Telephone Banking.
  • Free MasterCard Debit Card
  • Affordable opening deposit.
  • Affordable monthly service fee can be avoided by maintaining minimum average daily balance.
  • Overdraft protection available.

 

Budget Checking

  • Free Internet Banking and Bill Pay.
  • Free Telephone Banking.
  • Free MasterCard Debit Card
  • Affordable opening deposit.
  • Affordable monthly service fee with the ability to write eight checks per statement cycle.
  • Overdraft protection available.

 

NOW Checking

  • Affordable low monthly service fee can be avoided by maintaining minimum average daily balance.
  • Interest is compounded monthly and will be credited to your account monthly.
  • Free Internet Banking.
  • Free Telephone Banking.
  • Free Business MasterCard Debit Card.
  • Free Notary Service.

 

Silver Years Checking

  • Designed for the prestigious individual age 50 and older.
  • No minimum daily balance required.
  • No monthly service fee.
  • Unlimited check writing.
  • Free Internet Banking and Bill Pay.
  • Free Telephone Banking.
  • Free MasterCard Debit Card.
  • 2 free personalized check orders.
  • Free Direct Deposit.
  • Free Notary Service.
  • Discount on safe deposit box rental.
  • Emergency CD withdrawal.*

 

* We are required by federal regulations to impose an early withdrawal penalty of seven days simple interest on amounts withdrawn within the first six days after the date of deposit.  A health related emergency occurs if you are 

a.) First confined in a medical care facility while the CD is in force and remain confined for at least seven consecutive days; or

b.) Required to meet an obligation to a nursing care or retirement facility which is due while the CD is in force.